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Question: 1 / 400

What is the purpose of the National Insurance Crime Bureau database?

To track vehicle registration only

To include vehicle liability, physical damage, and related homeowner claims

The National Insurance Crime Bureau (NICB) database is primarily focused on monitoring and combating insurance fraud. It provides comprehensive data that includes information about vehicle liability, physical damage, and claims related to homeowners' insurance, which is vital for identifying patterns in fraudulent activities and for supporting investigations. This comprehensive approach allows insurers and law enforcement to work collaboratively in understanding the broader context of insurance crimes.

The inclusion of various types of claims beyond just vehicle registration is significant because it highlights the NICB's role in addressing multiple facets of insurance-related crime. This extensive data collection is crucial for identifying trends and developing preventative measures against fraud in the insurance industry.

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To monitor insurance fraud

To provide data for law enforcement only

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